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The United Kingdom's finance industry regulator

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October 19, 2016 - Manchester, England, United Kingdom - Light illuminates a sign for the Royal Bank of Scotland, a provider of mortgages for people purchasing property, on October 19, 2016 in Manchester, England. The United Kingdom's finance industry regulator, the Financial Conduct Authority, has announced a commitment to consult on mortgage payment shortfall remediation guidance. (Credit Image: © Jonathan Nicholson/NurPhoto via ZUMA Press)

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October 19, 2016 - Manchester, England, United Kingdom - Light illuminates a sign for the Royal Bank of Scotland, a provider of mortgages for people purchasing property, on October 19, 2016 in Manchester, England. The United Kingdom's finance industry regulator, the Financial Conduct Authority, has announced a commitment to consult on mortgage payment shortfall remediation guidance. (Credit Image: © Jonathan Nicholson/NurPhoto via ZUMA Press)