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File photo dated 25/01/18 of money. A large-scale consumer survey from the Financial Conduct Authority (FCA) suggests that people living in the countryside are less likely to be overdrawn or unable to clear their credit card balance each month than those in urban areas - but they may have a tougher struggle accessing banking services.

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File photo dated 25/01/18 of money. A large-scale consumer survey from the Financial Conduct Authority (FCA) suggests that people living in the countryside are less likely to be overdrawn or unable to clear their credit card balance each month than those in urban areas - but they may have a tougher struggle accessing banking services.